Q Should I purchase traveler’s insurance?
A It’s a good safety net, especially if you are going to a remote location (where hospitals are scarce), suffer from a chronic health condition, or are embarking on a pricey dream vacation. Traveler’s insurance–usually about 6 percent of the cost of your trip–covers missed flights, lost luggage, and canceled tours. You can also purchase a medical plan, which reimburses you for any hospital stays while you’re away. Experts suggest buying from an independent source, not your travel agent. For rates, go to insuremytrip.com.
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