Part V: practical issues today the role of ALCO in risk/reward: RMA presents a series of articles designed to help community and super-community…
Category: RMA Journal, The
Three deadly sins of portfolio credit risk management
John Barrickman
Three deadly sins lie in wait to wreak havoc on a portfolio: …
Derivatives and off-balance-sheet risks
Darryl Sparrow
The risks often hidden in derivatives and off-balance-sheet transactions are…
Environmental risk screening: A prudent risk management practice for lenders
Anthony J. Buonicore
The goal of environmental analysi…
Using statistical models to counter consumer correlations conundrum
Elizabeth Mays
Statistical models aren’t just for credit scorin…
Giving credit where credit receives its due: An Interview with Marco Suter
Nicholas Hayes
In real estate, it’s “location, location,…
True confessions: one banker’s inner struggle with cash flow
Thomas P. Olson
Many, many years ago, during my first training days in…
KNOWLEDGE The Most Valuable Intangible
Anju P. Bhargava
While employed by a large bank, the author oversaw a study of loan losses w…
LIFO vs. FIFO: a return to the basics
Scott C. Gibson
Whether a company presents its financial statements using the last in, first …
Community Bank Lenders Discuss Top Lending & Credit Issues for the Next 18 Months
Kathleen M. Beans
As the economy continues to sof…