Categories
Federal Home Loan Bank Board Journal

Secondary mortgage markets: recent trends and research results

Secondary mortgage markets: recent trends and research results James E. McNulty The development of an organized secondary market for conventional mortgage loans during the 1970s and early 1980s has opened up many new opportunites for savings institution managers. It has given the mortgage instrument a much higher degree of liquidity, which has provided much greater […]

Categories
Federal Home Loan Bank Board Journal

Future housing demands and sources of mortgage money

Future housing demands and sources of mortgage money Alan R. Winger In the eyes of most housing experts ten years ago, the 1980s was to be a decade in which homeownership demands would accelerate and the Nation’s money and capital would be hard-pressed to meet the financing needs of American home buyers. Our actual experience […]

Categories
Federal Home Loan Bank Board Journal

Dowling appointed Director of Office of Finance

Dowling appointed Director of Office of Finance Bank Board Chairman Edwin J. Gray recently announced the appointment of Austin C. Dowling as director of the Office of finance for the Federal Home Loan Bank System. Most recently, Mr. Dowling was acting director of the Office of Finance since July 1983 and was deputy director of […]

Categories
Federal Home Loan Bank Board Journal

An examination of auditor concentration in the savings and loan industry

An examination of auditor concentration in the savings and loan industry A. Frank Thompson, Jr. An Examination of Auditor Concentration in the Savings and Loan Industry Overview The purpose of this investgation is to consider the relationship auditor concentration has on the production of financial information within the savings and loan industry. This study uses […]

Categories
Federal Home Loan Bank Board Journal

The development of terminal-based EFT delivery systems in the eighties

The development of terminal-based EFT delivery systems in the eighties Richard R. Dart Editor’s Note: The author is product manager of Trans Data Corporation of Cambridge, Maryland. As product manager, he is responsible for assessing the impact of various retail EFT technologies on the financial services industry. Also, he has overall responsibility for product development […]

Categories
Federal Home Loan Bank Board Journal

Strategic planning in a competitive market setting

Strategic planning in a competitive market setting Alan R. Winger Strategic Planning in a Competitive Market Setting Strategic planning is a concept that frequently surfaces in discussions of the future of savings and loans. Thrifts must adjust to highly competitive markets with the newly won operaing flexibility resulting from the Depository Institutions Deregulation and Monetary […]

Categories
Federal Home Loan Bank Board Journal

Mary Grigsby sworn in as bank board member

Mary Grigsby sworn in as bank board member Mary Grigsby Sworn In as Bank Board Member Mary A. Grigsby, President Reagan’s choice to fill the unexpired term created by the resignation of Jamie J. Jackson on September 1, 1983, was sworn into office as a Member of the Federal Home Loan Bank Board by Chairman […]

Categories
Federal Home Loan Bank Board Journal

The Swiss mortgage industry

The Swiss mortgage industry Leo Schuster The Swiss Mortgage Industry Although renowed for its beautiful Alpine setting and its elite international banking clientele, Switzerland is less well known for its large and powerful domestic mortgage indurstry, which is the cornerstone of its superb banking system. This system has a number of striking features: the highest […]

Categories
Federal Home Loan Bank Board Journal

Crimes against financial institutions decline further in first half of 1983

Crimes against financial institutions decline further in first half of 1983 Peggy W. Daniels Crimes Against Financial Institutions Decline Further in First Half of 1983 Crimes against all financial institutions declined almost 10 percent–the third consecutive decline–during the first half of 1983 to a total of 3,189, according to the most recent Federal Bureau of […]