Business Wire Provides Swimming Safety and Liability Avoidance Advice Provides Swimming Safety and Liability Avoidance Advice

SAUSALITO, Calif. — As America approaches the July 4th weekend, the nation’s leading consumer legal website cautions that drownings rank just behind car accidents as the second leading cause of accidental death in children under 15. (Data from Centers for Disease Control and Prevention, It has been reported that more drownings occur on the 4th of July than on any other day of the year.

Absent quick rescue, drownings result in death within 4 to 6 minutes. Even where drowning deaths are avoided, lack of oxygen often produces brain damage, leaving drowning victims permanently disabled. The National Safe Kids Campaign ( reports that medical and long-term care expenses for near-drowning victims can be nearly $200,000 per year.

“If an accident results in personal injury or death, litigation usually results,” warns’s founder, Gerry H. Goldsholle. “Most water accident lawsuits involve negligence — somebody’s failure to exercise the level of care a reasonable person would have exercised under the circumstances. Lack of adequate fencing, failure to mark water depths, the absence of ‘no diving’ signs in shallow pools, and pool construction defects create fertile ground for swimming pool accident lawsuits,” he added.

To keep your family and friends safe, and to avoid legal liability, recommends:

–Never leave children unsupervised or unattended while playing near a swimming pool or the shoreline. Your undivided attention is essential at all times.

–Have your children take swimming lessons, but you still must maintain constant supervision.

–Make sure your pool complies with all local safety ordinances. The CDC reports 54% of all swimming pools are in violation of at least one health and safety code.

–Install a locking fence at least 4 to 5 feet high around your home pool, even if not legally mandated by local ordinances.

–Cover or empty your pool when it is not in use.

–Keep life preservers and fiberglass grab hooks nearby, and a phone within easy reach, with a set of emergency phone numbers.

–If you’re on a boat, wear a life jacket — capsizing and falls overboard lead to 56% of recreational boating deaths.

–Don’t handle a boat unless you know what you are doing. Carelessness, inattention, or inexperience cause 70% of reported boating incidents.

–Learn first aid and CPR.

–Remember — alcohol and swimming or boating never mix.

No matter how careful you may be, accidents can still happen. That is why urges pool and boat owners to make sure they have sufficient insurance to cover potential liability. Insurance lawyer Robert K. Scott, of Advocate Law Group P.C. ( in Irvine, California, notes, “Recent increases in housing prices have made home-owners’ equity in their homes tempting targets.” recommends adding an umbrella policy to your homeowners’ coverage. It is relatively inexpensive and provides protection plus peace of mind.

For more useful information and links about water safety and liability, see and, a unit of Sausalito, California-based Advice Company, is the nation’s leading consumer legal website. This award-winning, user-friendly site provides millions of visitors each year with plain English answers, from leading attorneys, to thousands of common legal questions. Visitors can also ask legal questions at and post a case to lawyers on Goldsholle, the site’s founder and CEO, is an attorney who has chaired American Bar Association and California State Bar insurance committees. He formerly was Chief Brokerage Executive of MetLife.

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