Corporate Profile for Bay View Capital Corp., dated March 17

Corporate Profile for Bay View Capital Corp., dated March 17

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Published Date: March 17, 2000

Company Name: Bay View Capital Corp.

Address: 1840 Gateway Blvd.

San Mateo, CA 94404

Main Telephone

Number: 650/573-7300

Internet Home

Page Address

(URL) www.bayviewcapital.com

Chief Executive

Officer: Edward Sondker, President

Chief Financial

Officer: David Heaberlin, EVP

Investor Relations

Contact: Jeffrey Butcher

Business number: 650/312-7490

E-mail address: jbutcher@bayviewcapital.com

Public Relations

Contact: Mark Comwell

E-mail address: mcomwell@bayviewcapital.com

Industry: Banking

Trading Symbol/

Exchange: NYSE:BVC

Company description: Bay View Capital Corporation, with total assets of over $6 billion, is a diversified financial services holding company for FMAC Insurance Services, Bay View Bank, and its subsidiaries; Bay View Acceptance Corporation, MoneyCare Inc., Bay View Commercial Finance Group, FMAC and Bankers Mutual.

Bay View Bank operates 57 full-service branches. The bank’s history goes back over 100 years. Today, Bay View Bank serves over 100,000 households and maintains more than 225,000 account relationships. Bay View Acceptance Corporation, our consumer finance platform, is an operating subsidiary of Bay View Bank. The platform is comprised of Bay View Credit, acquired in 1996, and a strategic alliance with Lendco Financial Services that was formed in 1998. These companies originate high quality motor vehicle loans and leases through a network of franchised and Independent automobile dealer relationships located throughout the U.S. MoneyCare, Inc., also a subsidiary of Bay View Bank, is the organization established in 1990 to sell our diversified alternative type non-deposit investment products.

MoneyCare, Inc., with a presence in every Bay View Bank branch, makes available annuities, mutual funds, insurance and other non-FDIC Insured financial products and services through its Broker Dealer, Fiserv Investor Services, Inc. Member NASD/SIPC. Bay View Commercial Finance Group, our commercial finance platform, is committed to being the preeminent nationwide provider of asset-based lending products to the small, emerging and middle market business community. We offer asset-based lending, factoring, and commercial leasing through our three operating divisions. FMAC, founded in 1991, is engaged in the business of originating and servicing loans to small businesses, with a primary focus on established national and regional franchise restaurants and retail petroleum operators. The Los Angeles-based company has provided more than $6 billion in financing and has enabled investor participation through 15 securitizations of pooled loans totalling more than $2.4 billion.

Bankers Mutual is a subsidiary of Bay View Bank and is a nationally recognized industry leader in providing full service multifamily financing. Being in the market everyday with quality loan programs and great service has made us The Lender of Choice. FMAC Insurance Services provide comprehensive insurance brokerage services to corporate America — with special, value-added programs for our FMAC borrowers. We can help you control your overall cost of insurance risk — including incurred losses, paid losses, claims adjusting, loss control, and legal and administrative expenses — through cost-effective insurance risk management solutions.

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